Atal Pension Yojana For Government Employees: The Government of India started Atal Pension Yojana in the year 2015. Crores of people of the country are taking advantage of this pension scheme of the government. After investing in this pension scheme, people get a fixed pension amount every month after the age of 60 years. People have many questions in their minds regarding Atal Pension Yojana.
One question among them is whether government employees can also avail the benefits of Atal Pension Yojana. Do they also get a chance to open an account under this scheme? Know what are the rules regarding this scheme. Do government employees also get the benefits of Atal Pension Yojana? Let us tell you.
Government employees also get the benefits of Atal Pension Scheme
Atal Pension Scheme of the Government of India provides facilities to all the citizens of the country. Government employees are also included in this. For this, to apply for Atal Pension Scheme, some documents have to be completed in which the applicant must be a citizen of India. His age should be between 18 years to 40 years. Along with this, it is necessary to link its Aadhar card with the bank account.
Any person can open an Atal Pension Yojana account through net banking. Or you can go to your bank branch and open an account in Atal Pension Yojana. However, let us tell you that the government employees are taking advantage of EPF and EPS schemes. They will not get the benefit of Atal Pension Yojana.
You can apply online like this
If any Indian citizen wants to apply online for Atal Pension Yojana. So for that one can open Atal Pension Yojana account using net banking. First of all you have to login to internet banking. After login, you will have to find the option of APY in the dashboard. After this you will have to click and register in it.
You can choose the facility of auto debit in this. From the time you register in this, money will keep getting deposited in the scheme in the form of auto debit from your account till the age of 60 years. Let us tell you that not all banks are providing the facility of online registration in Atal Pension Yojana.
How much pension will you get under the scheme?
After investing in Atal Pension Yojana, you get guaranteed pension. If you start investing in the scheme at the age of 18 years. So you will have to deposit Rs 210 every month for a pension of Rs 5000. Whereas if you invest in the scheme at the age of 40 years. So you will have to deposit Rs 1454 for a pension of Rs 5000. Let us tell you that it is necessary to invest in the scheme for at least 20 years.
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