Everyone wants to invest their money in such a place from where they get a fixed amount every month. If you are also looking for such a scheme, then we are going to tell you about one such pension scheme. In this scheme, you can get a pension of Rs 5000 every month by just depositing Rs 7 per day. Let us tell you what that scheme is.
Actually, this scheme being run by the government is Atal Pension Yojana. This scheme is a central government scheme, which is applicable for people between 18 and 40 years of age. You can invest in this scheme by saving from your everyday life and get a pension of Rs 1000 to Rs 5000 every month from the government.
Will have to invest for so many years
You will have to invest in this scheme continuously for 20 years. If you understand in simple words, if you invest at the age of 40, then you will have to deposit money till the age of 60, after that you will start getting pension every month. Atal Pension Yojana not only guarantees you pension but it also The scheme also saves you tax of around Rs 1.5 lakh. This tax benefit is given under Section 80C of Income Tax. However, income tax payers cannot avail the benefits of this scheme.
This is the process of getting pension
Now understand the mathematics of this pension. If you are 18 years of age or older, then by depositing Rs 7 per day and Rs 210 per month in this scheme, you can get a pension of Rs 5000 per month after the age of 60 years. If you want a pension of Rs 1000 every month, then you will have to deposit only Rs 42 every month in this scheme, after which you will start getting a pension of Rs 1000 every month.
You can avail the benefit of pension up to Rs 10000 from the scheme
Under this scheme, both husband and wife can avail pension of up to Rs 10,000. If the husband dies before 60 years of age, the wife will get the benefit of this pension. And if both husband and wife die, the entire money will be returned to the nominee.
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