Once again a train accident in the country has shocked everyone. A train accident has taken place in Gonda, Uttar Pradesh today i.e. on Thursday. According to the information, the coaches of Dibrugarh Express going from Chandigarh to Dibrugarh have derailed. This is the second biggest rail accident within a month, in which dozens of people are reported to be injured. But do you know that if a passenger is a victim of a rail accident, how can he apply for treatment and compensation in case of death. Today we will tell you how you can get compensation from the railways.
Railway accident
Let us tell you that a major train accident has happened in Gonda, Uttar Pradesh today i.e. on Thursday. According to the information received by ABP News so far, 10 to 12 coaches have derailed. In which dozens of people are injured and many are reported dead. The biggest sorrow is the departure of a loved one from this world. But sometimes information can help the loved ones financially. Today we will tell you how you can get treatment from the railways and compensation up to 10 lakhs in case of death of a loved one.
Travel Insurance
It is necessary to get travel insurance while traveling by train. You must have noticed that there is an insurance option while booking a train ticket. It is necessary to click on the insurance option while booking a ticket. In case of any incident, you or your family members will have to contact the helpline of the insurance provider. Here you have to provide travel details, policy number and complete information related to the incident. After this, when you claim for the compensation amount given by the government, the insurance provider helps you. If an injured person remains admitted in the hospital for more than 30 days after a railway accident, then the government bears his entire expenses. This expense is paid after the completion of 10 days after admission or after discharge from the hospital.
How much amount is received as compensation?
According to the information, in case of injury during an accident, the railway provides a compensation of Rs 2 lakh. If someone becomes disabled in an accident, that person is given a compensation of up to Rs 7.5 lakh. If a person becomes completely disabled at the time of the accident, he gets a compensation amount of up to Rs 10 lakh. If a passenger dies in an accident during a train journey, he is also given a compensation of Rs 10 lakh by the government.
how to apply
Let us tell you that to apply for compensation, you have to go to the official website of IRCTC. Here first of all, all the details of the passenger traveling in the train have to be filled. During this time, you should also have information about the ticket and documents of the journey. At the same time, 15 days after your application, the railway has to investigate it. If the investigation is not done, you can complain about it. After a few months of verification of all the documents, the compensation amount is sent to the account.
When compensation is not received
According to the information, if a passenger dies due to electric shock at the railway station, then he is not given any compensation. You cannot even claim for this.
read this also: Gonda Train Accident: What is the railway’s accident-protecting armor system? Know why it did not work in the Gonda accident