Diseases Not Covered In Health Insurance: Life is full of uncertainties. What can happen here and when. Who will get what disease. Nothing can be said. People spend a lot of money on diseases. That is why people are already prepared for such problems in the future. Many people get their health insurance done in advance.
Due to which, if any such problem arises in the future, then the burden of treatment expenses does not fall on them. People get rid of the tension of treatment expenses by taking health insurance. But let us tell you that not all diseases are covered under health insurance. There are some diseases which are outside the scope of health insurance. Let us tell you about these diseases.
Diseases not covered under health insurance
When anyone takes health insurance, he thinks that if he gets any disease in the future, he will not have to pay for treatment from his pocket. But this is true only to a certain extent because there are some diseases which are not covered under health insurance. If someone has a congenital disease or a genetic disease, then such diseases are not covered under health insurance cover.
Now many people get various types of cosmetic surgeries done to enhance their beauty. These include surgeries like lip augmentation, rhinoplasty and botox. If any health problem occurs due to these surgeries, then it will not be covered under health insurance. If someone drinks too much alcohol, smokes cigarettes or takes drugs and due to this he gets any disease, then that too is not covered by health insurance.
Pre-existing diseases
Health insurance does not cover those diseases which occur within 30 days of purchasing the policy or whose symptoms are visible during the purchase of the policy. This is because there is a waiting period for the health insurance policy to become active. If any disease occurs before that, it is not covered under insurance.
self inflicted injury
Often people cut their hands. They jump from the roof or try other methods to commit suicide. And during this, the body suffers a lot of damage. But let us tell you that any kind of injury caused by oneself is not covered under the health insurance policy.