Pradhanmantri Suraksha Bima Yojana: The central government runs many schemes for the citizens of the country. Various types of schemes are included in these. The gym takes care of the interests of everyone from children to the elderly. So some schemes are run to provide economic benefits to the people. One such scheme is being run by the Central Government. Which is an insurance plan. People are insured under this scheme. Pradhan Mantri Suraksha Bima Yojana The premium of this insurance scheme is very low. Therefore, many people are applying to take advantage of this scheme. Let us know who can take advantage of this scheme.
What is Pradhan Mantri Suraksha Bima Yojana?
Pradhan Mantri Suraksha Bima Yojana is an accident insurance scheme. It was started in the year 2015. Generally, when someone takes accidental insurance, his premium charges are quite high. But in the Prime Minister Suraksha Bima Yojana, only ₹ 12 has to be deposited annually. Under this scheme, in case of death due to any kind of accident, a financial amount of up to Rs 2 lakh is given to the nominee.
Whereas in case of serious injury or disability, an amount of ₹ 100,000 is provided. The duration of this insurance is 1 year. It has to be renewed every year. Its annual premium gets deducted from the account before June 1.
Who can take benefit?
This insurance was started keeping in mind the poor and backward class people. Its objective was to provide the benefit of insurance protection scheme at low cost to the poor and backward class people. To avail the benefits of this scheme, the applicant must be a citizen of India. Along with this, he can apply for this only if he belongs to backward class or poor class.
To avail the benefits of this insurance scheme, the age of the applicant should be between 18 to 70 years. There should also be an account in the same bank in which auto debit facility is also active. To avail the benefits of the scheme, one can go to any nearby bank and fill the form and submit it. For this, application can also be given online by visiting the official website https://www.jansuraksha.gov.in/.