Loan Frauds: Earlier when people needed money, they used to borrow money from their acquaintances, friends or relatives. But now people do not need to borrow money from others because now people have the option of banks. Banks provide loans as per the needs of the people. While taking a loan, people have to take special care of certain things.
Otherwise, there is a lot of loss. Because nowadays a lot of frauds are happening in the name of loans. Recently, many such incidents have come to light. Where people have been cheated of lakhs of rupees in the name of getting immediate loans. Let us tell you how you can avoid these fraudsters.
Do not give any information on the call
Often such fraudsters try to cheat you by calling you. These people ask for your bank details on the call. They offer to get you a loan at a low interest rate. Along with this, these fraudsters also tell you that you will not have to wait much for the loan, your money will reach your account in a few days. Under the influence of all these things, people often give their personal information over the phone. Using which, fraudsters or fraudsters cheat people a lot.
Do not click on any link
Many times fraudsters talk to you with great respect and win your trust. Then they ask for your WhatsApp number. And then they tell you that we will send a link on it on which you will have to enter some information. Many times people fall for their words and click on the link. By doing this, people get cheated. Because as soon as you click on the link, all your information reaches the fraudsters and they then misuse that information.
Never share OTP
To check your CIBIL score, people have to give their permission through OTP. Everyone knows this and all companies and banks check your CIBIL score to give loans. In such a situation, fraudsters ask for OTP from you on the pretext of checking your CIBIL score. Fraudsters take your information and send OTP to the bank for transactions. But if you share the OTP, then you may suffer a loss of lakhs.
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