Paytm: Paytm is used by millions of people in India. Don’t know how many times people use PTM from waking up in the morning till evening dinner. Be it tea-coffee, putting petrol-diesel in the vehicle, ordering some goods online or buying something from the grocery store, people today use Paytm for everything.
The trend of cash has now reduced to some extent. Recently, Paytm has launched a service called UPI Lite, under which users can make payments up to Rs 200 without entering a PIN. Well we will not talk about this. Today, through this article, we are going to tell you about a common mistake related to Paytm, which is often done by most of the people. Perhaps there will be many people who correct this mistake after reading this article.
most people make this mistake
Actually, whenever you link your bank account with Paytm, a UPI ID is generated. Through this UPI ID, you can get money in your account. That is, you do not have to give bank account and personal information to others again and again. Most of the people, while setting up their bank account with Paytm, do not choose the UPI ID on their own and keep the default ID provided by Paytm. Paytm gives you UPI ID in such a way that your mobile number is written next to that ID or most people choose this option.
For example– If your mobile number is 1234567891, then your UPI ID Paytm makes 1234567891@paytm by default and people start using it only.
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Then what is the harm in it?
Actually, when such a UPI ID is created in front of which your mobile number is written, then in such a situation, when you pay a person, then your UPI ID is known to that person and from here he can know your mobile number. . After finding out the mobile number, then the fraudsters scam you and steal your data in many ways. So always create your own UPI ID and choose such UPI ID which is unique and secure. That is, you do not have to use any personal information like mobile number etc.