Sukanya Samriddhi Yojana: Every month there are many changes in government schemes or some rules, and there are also last dates for many things, before which you have to complete the work. Now if you do not complete some work by 31st March, you may suffer a big loss. You may also have to pay a fine for this. There are some savings schemes in which you have to deposit money once a year, failing which your account gets put on hold.
Deposit money in Sukanya Yojana immediately
Sukanya Yojana is also one such scheme, in which you have to deposit some money every year. Its full name is Sukanya Samriddhi Yojana. In which account can be opened for small girls, this is a great savings scheme for their education and marriage. In which interest rate of 8.2 percent is available. In this scheme, a minimum of Rs 250 and a maximum of Rs 1.5 lakh can be deposited every year. Every year it is necessary to deposit at least Rs 250 in this account before 31st March. If you too have not deposited even a single penny in this account for the last one year, then do this immediately.
Keep PPF account active
Now there is another saving scheme PPF account. Many people deposit money in PPF account, because it is a safe and much better interest rate scheme. However, there are some people who forget that they have to deposit money in PPF also. It is necessary to deposit Rs 500 in the PPF account before March 31 every year. If you do not do this, you will have to pay a penalty. In such a situation, if you also want to keep your PPF account active and avoid penalty, then immediately deposit the required amount in it. You can also save your income tax every year by adding the balance to your PPF account.