who can take loan through pm vishwakarma yojana know the eligibility and details


PM Vishwakarma Yojana: The central government is running many schemes for the citizens. People of different sections are being given benefits through different schemes. In these, separate schemes are being run for the elderly, children and women. Along with this, some schemes of the Central Government are helping people in setting up their business. The name of one such scheme is Pradhan Mantri Vishwakarma Yojana. Under which the beneficiaries are given loans for business by the government. Let us know who can get benefits from this scheme and how they can apply for it.

what is pm Vishwakarma Plan ?

Prime Minister Narendra Modi Had announced Pradhan Mantri Vishwakarma Yojana in the year 2023. Under this scheme any killed worker can start his own business. For which a loan of up to Rs 3 lakh is given by the government without any guarantee. Only loan is not given in this scheme. Rather, training is also given and methods related to business are also taught.

The applicant applying for this scheme must have any one trade out of the 18 trades included in the scheme. In this scheme, loan is given in two phases. First an amount of Rs 1 lakh is given and later Rs 2 lakh is given to expand the business. This loan is given at an interest rate of 5%. In this scheme, along with this, training is also given which is for a week and during this period, a stipend of ₹ 500 per day is also given.

Who can get the benefit of the scheme?

The benefit of this scheme can be availed only by workers in the trades given in the scheme. The scheme includes the trades of washerman, tailor, cobbler, carpenter, blacksmith, locksmith, pottery maker, sculptor, fish burner, stone breaker, tool kit maker, broom maker as well as other toy makers. Only Indian citizens can take advantage of this scheme.

To avail the benefits of the scheme, the applicant should be between 18 years to 50 years. Along with this, the applicant should also have a certificate in related trade from Manyata Pratap Institute. Along with this, the applicant must belong to one of the 140 castes included in the schemes.

How to apply for this scheme?

To avail the benefits of Pradhan Mantri Vishwakarma Yojana, first of all you have to go to the official website of the scheme www.pmvishwakarma.gov.in. After this you will have to click on How to Register. Then a page will open in front of you. After this you will have to enter your mobile number and Aadhar card number.

Then you have to click on the verification option. After this your registration form will appear. You will have to enter all the information asked in the form. After this you will have to upload all your documents. At last you have to click on submit.

Also read: Central government is giving Rs 15000 and drone to women, how to apply for this scheme



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