Digital Payment Fraud: It is faster than digital payment, it is secure to a great extent and is also comfortable. But, cyber criminals are also fast, active and clever. They do everything they can to hack into your UPI, so when it comes to online payments, only vigilance will save you. If you shop through UPI, pay bills and also use payment apps and online banking to transfer money, then you should carefully consider some things to avoid any kind of scam.
Remember that you UPI PIN has to be entered only to receive the amount deducted. To deduct money from your account, enter your UPI PIN at the time of initiating the transaction. If you want to receive money then UPI Pin is never required.
SMS Or do not click any link found on WhatsApp immediately. This link may be a scam, many such cases have been seen in the past. You get a message or email from a number like a bank with a notification talking about account blocking, winning a lucky draw, illegal purchases on your card and sometimes you click on it in a hurry.
to whom you are sending money Yes, verify the receiver name. Don’t forget to verify your UPI ID. If there is a mistake in the name, do not make the mistake of sending money by entering the PIN.
UPI PIN you You have to enter it on your bank i.e. UPI page only. While putting this, make sure that it is not visible, especially in a public place. Maintain confidentiality of PIN and do not share it with anyone.
QR code scanning This has to be done only for payment. Not that to receive money from someone you have to scan his QR code. This applies to both sending money and scanning QR codes.
What to do if you get QR scam or UPI fraud
Anyone can make a mistake, so first of all remember that if something like this happens, you should not panic but take the right steps. If you get cheated, first follow the instructions given in the Help section of your payment app to report a fraudulent transaction.
After this, report the incident that happened to you to the cyber crime cell of your state. Talking about Delhi, go to this address https://cyber.delhipolice.gov.in/.
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Tags: Bank scam, business news in hindi, google pay, Paytm, UPI Payment
FIRST PUBLISHED: March 1, 2024, 10:31 IST
