Car Fire Insurance: Nothing can be said about when and what accident will happen in life. That is why people often take the help of insurance to avoid accidents. Car has also become an extremely important part of human life. All the people who buy car insurance keep it up to date. One may forget to buy health insurance, but one never forgets to buy car insurance.
Car insurance protects you from heavy losses in the future. Often cars get into accidents, in such a situation you can avoid the expenses incurred by making an insurance claim. Recently, there has been a significant increase in the incidents of car fires. Let’s know how much damage can be caused by a car fire and what is the insurance policy regarding this.
If a car catches fire in the middle of the road, there will be huge loss
If you are travelling somewhere and your car catches fire on the road, you may have to suffer heavy losses. Firstly, it may take time for you to get help on the road. Second, there may not be enough resources available nearby to extinguish the fire.
In such a situation, it is most important to save your life. If we talk about the car, then it can burn completely. Often in accidents where a car catches fire on the roads, it has been seen that the car completely burns down and becomes a steel structure. In such a situation, if your car is insured, then you can avoid the loss.
Will I get insurance in case of a car fire accident?
If anyone buys a car in India, it is necessary to get third party insurance. The Government of India has made it mandatory. But if the car catches fire due to your mistake, then you may face problem in getting an insurance policy. For example, if the car catches fire due to a short circuit or you have made a mistake like smoking a cigarette, then you will face difficulty in getting insurance claim.
But if you have taken a comprehensive insurance policy, then you will get insurance claim in case of any kind of fire. In a comprehensive policy, you get cover for every kind of damage, from accident cover to natural disaster, theft and fire, there is a provision for giving claim in these as well.
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