Digital Payment Safety Tips: Now slowly the digital revolution has come in India. Almost all the work is being done digitally. Now there is hardly anything left for which you cannot make digital payment. People prefer to make digital payment instead of keeping cash. But now digital payment has made its presence felt everywhere.
At the same time, the risk of fraud has also increased. It has become easier to trap people by deceiving them through digital payments. The methods of committing fraud with them have also become quite easy now. If you make digital payments, keep five things in mind. These will help you avoid fraud.
Always check credibility
When you are making a digital payment through a link or an app, ask yourself if this payment is safe. Check online reviews about that company. Find out about its website. If you do not find much information about that company, then don’t find much presence of that website online.
So understand that something is wrong. Because any genuine e-commerce website has information on the internet about its payment options. There are also customer reviews about it. If you feel that something is not right, then do not make the payment at all.
Don’t be in a hurry at all
Often the fraudsters ask you to make the payment immediately. They create such an atmosphere around you. You start feeling that if you do not make the payment immediately, you will incur a loss. Fraudsters tell you that this is a limited time offer and you have to make the payment immediately otherwise the offer will expire.
So let me tell you that if you buy anything, no one from a genuine company will ever ask you to hurry. No one will put pressure on you. So always keep in mind that if someone asks you to hurry in making the payment, then understand that he is planning to commit fraud with you.
Avoid giving too much information
Generally, when you visit the site of an e-commerce company and make an online payment, you are not asked for much information. According to AR Hemant, ABP Communications, Paisa Bazaar, before making a payment, definitely ask yourself a question. Am I being asked for more information? If you feel that while making a payment on a site or app, you are being asked for more information, then stop yourself from making the payment.
No legitimate company asks you for your full card number, CVV, PIN and password. If you see such things, then understand that it is a fraud. Always provide only necessary information on such payments. Always keep your personal information safe. Otherwise, you may be subjected to fraud.
Make your own payment
While making digital payment, you should check this thing whether I have done the transaction or not. If you are getting any unwanted payment request, then proceed with caution. Fraud people always send you fraud payment requests that look real. For this, you are also sent an invoice. That is why keep in mind that you have done some work and only pay for that. Like if someone suddenly sends you a bill.
So first find out by calling the company’s official number or by visiting its website because nowadays many frauds are happening in which payment links are sent to people. And it is said that if you do not make the payment immediately, your electricity connection will be disconnected.
Transact using secure and well-known payment channels
Whenever you make a payment, first check whether the website through which you are making the payment is reputable or not. Is the payment gateway a fraud? Which company owns the POS machine? If you make an online payment, always check the HTTPS and verified payment symbol on the website. Never make a payment using public Wi-Fi.
Because it is very less secure. No matter how much technology and security has increased. But most of the people get cheated due to their own mistakes. That is why when you make payment, pay special attention to all the things mentioned.
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