Sukanya Samriddhi Yojana: The central government runs many schemes for the citizens of the country. People from different sections keep getting the benefits of these schemes. There are many such schemes. Which proves to be very useful for the future. There are many schemes for women, for the elderly and also for girls. Prime Minister Narendra Modi The government is running a similar scheme. Due to which parents will not have to worry about the future of their daughters. Through this scheme, he can deposit up to Rs 70 lakh for his daughters. Let us know about this scheme.
Sukanya Samriddhi Yojana
In the year 2015, Modi government had started Sukanya Samriddhi Yojana under Beti Bachao Beti Padhao scheme. The objective of this scheme is to secure the future of girls. Any parent can get benefits under this scheme for their daughter below 10 years. By opening his account, he can avail benefits through this scheme for his better future. The objective of the government under this scheme was that girls should not face financial problems for their education and marriage.
This way you can get 70 lakhs
Sukanya Samriddhi Yojana is a long term savings scheme which has been created keeping in mind the future of the girl child. In this the government is giving interest of more than 8 percent. If you open your daughter’s account under Sukanya Samriddhi Yojana at the age of 5 years and you deposit Rs 1.5 lakh in it annually. So when your daughter turns 21 years old. Around Rs 70 lakh will be deposited in his account. Under this scheme you have to invest in it for 15 years.
If you invest Rs 1.5 lakh for 15 years. So the amount deposited by you is Rs 22.50 lakh. If we look at the interest of 8.2 percent on this. During this period you will get Rs 46,77,578 as interest. That means when your daughter turns 21 years old. Then Rs 69,27,578 i.e. approximately Rs 70 lakh will be deposited in his account.
Who can take benefit of this scheme?
Any girl below 10 years of age can get the benefit of Sukanya Samriddhi Yojana run by the Central Government. Any girl below 10 years of age can open an account under this scheme. Only two girls in the family can be given this benefit. To avail the benefits of this scheme, application can be made by going to the nearest post office or bank office.
You can withdraw money for studies or marriage
Under this scheme, a maximum of Rs 1.5 lakh can be deposited in the girl’s account annually. This is a long term saving plan. Good interest is available in this and income tax exemption is also available. If you need money for higher education or for marriage. So 50% of the deposited amount can be withdrawn. However, the entire amount can be handed over to the girl only after she turns 21.
Also read: Who can take money from PM Vishwakarma Yojana? Know the rules before applying
