Karz maafi: Farmers take loans from the government for their crops and farming, but due to many reasons, the crops of the farmers are damaged due to which the farmers are not able to repay the loan taken from the government due to lack of profit, due to which the government promises loan waiver in its manifesto and runs schemes for this. Last year’s Kharif season was not good for the farmers. Floods, rain and drought caused huge losses to the farmers. Crops worth crores of rupees of the farmers were destroyed. But this is not the case with the farmers only this year. Every year the crops of the farmers are destroyed due to some disaster or the other. Farmers take loans from the state and central government to compensate. But many times it is insufficient. Now the UP state government has taken steps to help the financially weak farmers.
So many crores have been waived off so far
UP Kisan Karj Mafi Yojana is an important step taken by the Uttar Pradesh government. The aim of the government is to get the farmers rid of debt. This scheme is for those farmers who were stuck in debt difficulties due to the loss of their crops. Under this scheme, the government has so far waived the debt of 13 lakh farmers amounting to Rs 22 thousand crore.
You can take benefit in this way
To participate in the scheme, farmers will have to fulfill some conditions. Farmers who do not have a four-wheeler, tractor or motor car. Apart from this, the age of the farmer should be more than 21 years and he should be a permanent resident of Uttar Pradesh.
This is how you can apply
Farmers can apply online to avail the loan waiver scheme. For this, first of all you have to visit the official website of the Agriculture Department, Upagriculture.com. After this, you will be asked to click on the option of 2024 loan waiver scheme. After clicking, you will be asked to click on new registration. After this, you will give the information asked on the portal present there. You will have to provide necessary information like name, bank account information and loan details there. After this, upload the required documents, after that click on the submit option and complete the application process."text-align: justify;">These documents will be required
Aadhar Card
Bank statement of last 6 months
Loan documents
Income certificate
Land related documents
Kisan Credit Card
Let us tell you that under this scheme, the government is waiving loans of up to Rs 1 lakh of farmers.
Farmer brothers, before taking any decision, get information from the website of the concerned department. This information is being given on the basis of media reports. ABP News will not be responsible for any decision.
