PM Life Insurance Scheme : The Government of India runs many schemes for the citizens of the country. These schemes are brought keeping in mind the people of different sections of the country. The poor definitely get the most benefit from the schemes run by the government.
Life is full of uncertainties. One cannot tell what will happen. That is why many people now buy life insurance. But not everyone has enough money to buy life insurance. That is why a scheme is being run by the government for such people.
In which even poor people can get life insurance under this government scheme. The name of this scheme is Pradhan Mantri Jeevan Jyoti Bima Yojana. Let’s know what are the eligibility criteria required for the scheme. And how can one avail the benefits of this scheme.
Insurance of Rs 2 lakh for Rs 436
In the year 2015, Pradhan Mantri Jeevan Jyoti Bima Yojana was started by the central government. The objective of this scheme was to provide insurance to such people who are not able to take life insurance on their own. Let us tell you that anyone can take advantage of this government scheme. Pradhan Mantri Jeevan Jyoti Bima Yojana is a life insurance scheme. In which the beneficiary has to pay a premium of Rs 436 annually. And in case of death of the scheme holder due to any accident or mishap, Rs 2 lakh is given to the family members.
How to avail the benefit of the scheme?
Any Indian citizen between the age of 18 to 50 years can take advantage of this scheme run by the government. Apart from Indian citizens, non-resident Indians who have a bank account in India can also take advantage of this scheme.
To apply for the scheme you can visit the official website https://www.jansuraksha.gov.in You can download the form by visiting here. After filling it, you can submit it in the bank. Or you can also apply through your bank’s net banking.
These documents are necessary
To apply for Pradhan Mantri Jeevan Jyoti Bima Yojana, the applicant must have some important documents along with the scheme form like Aadhar card, PAN card, photo, active bank account and mobile number. After applying for the scheme, the installment will be auto debited from your account. The policy will be renewed every year on 31st May.
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