Sukanya Samriddhi Yojana : The Government of India runs many schemes for the citizens of the country. The government brings schemes keeping in mind the needs of different people. The government also runs many schemes for girls. A scheme is being run in India under the name of Beti Padhao-Beti Padhao.
Due to which parents do not have to worry about their daughter’s future. In this scheme run by the government, you have to deposit from Rs 250 to Rs 1.5 lakh. You are also given interest on this. Under the scheme, you do not have to worry about your daughter’s future. Let’s know about this scheme.
What is Sukanya Samriddhi Yojana?
Sukanya Samriddhi Yojana was launched by the Government of India in the year 2015 under the Beti Bachao Beti Padhao campaign. Under this scheme, parents do not have to worry about their future. Sukanya Samriddhi Yojana has been brought especially for financially weak families. This scheme is a savings scheme for the future.
In this scheme, parents open accounts in the name of their daughters. They also get tax exemption on the investments made in it. To invest in this scheme, the daughter’s age should be less than 10 years. It is necessary to invest in the scheme for at least 15 years. In which one has to deposit from Rs 250 to Rs 1.5 lakh.
Highlights of the scheme
To open an account in Sukanya Samriddhi Yojana, the daughter should be at least 10 years old. Under the scheme, any parent can open only two accounts. If there are three daughters in a family, then the third daughter does not get the benefit of the scheme.
The investment made in this scheme is completely tax free. Some money from the scheme can be withdrawn after the daughter passes class 10th or after she turns 18 years old. This withdrawal can be done only once a year. Let us tell you that currently 7.6 percent interest is being given in Sukanya Samriddhi Yojana.
How to avail the benefit of the scheme?
To open an account under Sukanya Samriddhi Yojana, parents have to go to the bank or post office and apply. The name of the parents or guardians, the name of the daughter, her age, etc. have to be entered in the application form. Along with this, the income certificate of the parents and the birth certificate of the daughter have to be submitted. After submitting the form, the account is opened under the scheme.
How much benefit can one get from this scheme?
In Sukanya Samriddhi Yojana, parents invest Rs 1 lakh in a year. So its tenure is 15 years. That means in 15 years your investment amount will be Rs 15 lakh. On which you will get Rs 3,000,650.92 as interest at an annual interest rate of 7.6%. That means you will have Rs 45,00,650.92 in 15 years.
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