UPI Circle Use: In the year 2016, Unified Payments Interface (UPI) was launched in India by the National Payments Corporation of India. The method of transaction through UPI has become very easy. Even if you want to buy something worth Rs 10 in the market. Or you have to pay Rs 10,000. For this you do not need to keep your hair.
You can make payment only through the UPI app present in your phone. Now people using UPI are also getting the facility of UPI Circle. In this, many people can use UPI simultaneously. How to use UPI Circle? Let us tell you.
How does UPI circle work?
In UPI circle, one UPI account can be used by many people simultaneously. For this, the primary user gets two types of options in UPI circle. In which he can add a secondary user. For this, the primary user of UPI ID has to scan his UPI QR code to add a secondary user. Or the secondary user has to give full payment delegation or partial payment delegation rights by entering his mobile number.
Let us first tell you the meaning of full payment delegation and partial payment delegation. Full payment delegation means giving full authority to the secondary user. In such a situation, if that user makes any payment. So the primary user only gets notifications. If we talk about partial payment delegation, it gives the right to make UPI payment. But not complete. In such a situation, the partial payment delegation user makes the payment. So the notification goes to the primary user and he also has to enter the PIN, only then the payment is completed.
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What is the transaction limit?
Transaction limit is fixed for secondary users in UPI circle. Can make payment up to Rs 15 thousand. So per transaction he can transact only up to Rs 5 thousand. Those who do not have payment options like bank account and debit card from UPI circle. Those people will also be able to make UPI payment.
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