Pradhan Mantri Jan Dhan Yojana: Every year the central government brings new schemes for its citizens. The government starts these schemes keeping in mind the interests of the citizens. Prime Minister in the year 2017 Narendra Modi Had started Jan Dhan Yojana. Under this scheme, crores of people of the country were to be provided bank accounts. Zero balance accounts were opened under this scheme. Along with this, other benefits are also given in this scheme. What are the benefits available under Pradhan Mantri Jan Dhan Yojana? Who can apply for this? Let us know.
These facilities are available in Pradhan Mantri Jan Dhan Yojana
Under the Pradhan Mantri Jan Dhan Yojana run by the Central Government, only zero balance accounts are not opened. Rather, other facilities are also provided. If you take advantage of this scheme, then you are given accident insurance up to Rs 2 lakh. Along with this, you are given a live cover of up to thirty thousand rupees. Along with this, you are also given interest on the deposited amount. And under this scheme, overdraft facility of Rs 10,000 is also available.
Who can open this account?
To open an account under Pradhan Mantri Jan Dhan Yojana, you must be a citizen of India. This scheme was started especially for the economically weak people. Any person who does not have an account. He can open his account under this scheme. There is no minimum balance requirement in the accounts opened under this scheme. Nor has the government set any time limit for this account. Anyone can open an account under this scheme. For this you can apply by going to the nearest branch of any nationalized bank.
